Nicosia skyline at sunset: Cap. 109 decides which foreign buyers need permission

Foreign property ownership in Cyprus, explained: who needs a permit, and what it covers.

Foreign ownership in Cyprus. Cap. 109. Who needs a permit. Brinkman Data brand card.

// Short answer

Cyprus splits foreign buyers in two. EU and EEA citizens and companies are outside the law on aliens and buy like Cypriots. Everyone else is an "alien" under Cap. 109 and needs prior permission from the Council of Ministers for each acquisition. As of September 2026, bills to narrow that permission were before parliament, not in force.

Rules and rates as of September 2026. Bills to tighten the rules for non-EU buyers were before the House of Representatives when this was written, so check the dated items again before you sign. Every figure links to its source.

Who counts as a foreign buyer under Cyprus law?

Under Cap. 109, an "alien" is anyone who is not a citizen of the Republic, plus foreign-controlled companies, foreign companies and trusts for an alien. The law expressly excludes citizens of EU and EEA states and companies set up and seated there. So only non-EU, non-EEA buyers need permission.

A buyer who holds an EU or EEA passport buys as a European, whatever other nationality they hold. A company counts by where it is set up and seated, and by who controls it.

What does Cap. 109 treat as acquiring property?

More than a purchase. It covers a lease of more than 33 years, a share purchase that puts a Cyprus company under foreign control, and a trust for an alien. Inheritance is the one acquisition that needs no permission. A sale contract alone gives the buyer no right to acquire until permission is granted.

A registration made in breach of the law is void. That is why a non-EU buyer's permit sits on the critical path to the title deed, not beside it: the Cyprus title deed and the permit.

What does the Council of Ministers permit allow?

The Ministry of Interior lists either a plot of up to 4,000 m² for building your own home, or up to two units: two dwellings, a dwelling plus a shop of up to 100 m², or a dwelling plus an office of up to 250 m². Couples receive one joint permission and share that limit.

Sources differ on the scope, so treat the exact limit as something to confirm:

The application goes on form COMM 145 to the District Administration. The Ministry says there is no fee and that it takes 2 to 3 weeks.

Do UK buyers need permission in Cyprus after Brexit?

Yes. UK nationals are no longer EU citizens, so under Cap. 109 they are non-EU buyers and need Council of Ministers permission before acquiring property in Cyprus, the same as any other non-EU national.

A UK buyer who also holds an EU or EEA passport can buy on that passport without permission.

What changes to foreign ownership are proposed in Cyprus?

Several, none enacted as of September 2026. One bill would limit non-EU buyers to one residential unit of up to 200 m². Another would bar foreign purchases of agricultural and forest land and land near critical infrastructure, with conditions on urban purchases. Four bills and a government draft were in committee.

Cyprus Mail reported the House Interior Committee had scheduled purchases by companies for October 2026. The same report cited an auditor-general finding that foreign nationals accounted for over a quarter of property sales in 2024. These are proposals. Until an amending law is published, Cap. 109 as described on this page applies.

Does owning property in Cyprus give a residence permit?

It can, through a fast-track permanent residence route for non-EU investors, based on a €300,000 property investment under criteria in force since 2 May 2023. Holders must prove every year that they still hold the investment and meet the income requirement, or the permit is cancelled for them and their family.

A law firm describes further conditions as of January 2026: €300,000 plus VAT in newly built residential property, secure annual income of €50,000 increased per dependant, limits on letting and resale in the first years, and a visit to Cyprus at least once every two years. The official migration pages could not be reached to confirm these, so check them before you rely on them. The citizenship-by-investment programme ended on 1 November 2020 and has no replacement.

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Frequently Asked Questions

Do EU citizens need permission to buy property in Cyprus?
No. Cap. 109 excludes EU and EEA citizens, and companies set up and seated in the EU or EEA, from the definition of alien. They buy on the same terms as Cypriots.
What happens if a non-EU buyer registers without permission?
The registration is void under Cap. 109, and a sale contract gives no right to acquire until permission is granted.
Can a non-EU buyer own two properties in Cyprus?
The Ministry of Interior lists the permission as covering up to two units. Other guides describe one property. Confirm the scope with your lawyer, and check the bills before parliament, as of September 2026.
Is a long lease treated as buying in Cyprus?
Yes, above 33 years. Cap. 109 treats a lease of more than 33 years as an acquisition, so a non-EU lessee needs permission.
Is Cyprus banning foreign buyers?
No ban was in force as of September 2026. Bills to restrict non-EU purchases were before the House Interior Committee. They are proposals until an amending law is published.

Header photo: PomposPompou, CC BY-SA 4.0, via Wikimedia Commons. All credits: image credits.

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Brinkman Data Analytics is an independent research service. Not financial, investment, tax, or legal advice. All yield figures are estimates based on historical research data and are not guaranteed. International real estate carries risk of partial or total loss of capital.