Stop buying the skyline. Buy the title.
A CCT puts the unit in your name. No clock.
You can’t own the land. Foreign ownership caps at 40% of a project.
$39 instant PDF. No email gate.
Price in USD · local tax added at checkout (e.g. 10% AU GST)
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// What this Playbook is built on
Independent research. No commission. No affiliate. No developer pay.
The legislation read first: the Constitution, the Condominium Act, the amended lease law. Then 3 live walkouts: Bay Area, BGC, Cebu Business Park.
The Deliverable
What’s in the $39 Playbook.
8 sections. Every formula written out. Built for the foreign buyer underwriting a Philippine condo — not the brochure browser.
01 · Why the Philippines is different. Perpetual CCT unit ownership in your name. No land, ever.
02 · The 5-step framework. Pull, purge, deduct, overlay, score.
03 · The cost stack. The new-vs-resale 12% VAT swing and the 6% capital-gains line.
04 · The legal traps. The 40% cap, the Registry of Deeds title check, the License to Sell, the anti-dummy trap.
05 · 3 live deal walkouts. Bay Area, BGC, Cebu Business Park. Two kills. One close.
06 · Yield math, vacancy & currency. Gross to net, and AUD/PHP on a long hold.
07 · Money in / money out. BSP registration, the repatriation key.
08 · The region scout. Metro Manila, Cebu, Clark and Davao.
The Philippine Condo Net Yield Math.The brochure quotes gross. The bank account pays net. The PDF works the stack twice on one BGC unit, new vs resale.
// The deduction stack · numbers worked twice in the PDF
The PDF works the stack twice on the same BGC unit — bought new off-plan vs bought resale — so the VAT swing is visible in the net.
// Three questions you’re already asking
Read this before you click.
Can a foreigner really own property in the Philippines?The unit, perpetually, on a CCT in your name. Never the land. 40% project cap.
Can a foreigner really own property in the Philippines?
A foreigner can own a condominium unit outright and perpetually, evidenced by a Condominium Certificate of Title (CCT) in their own name — but not land, and only up to 40% of any single project's floor area. Section 01 walks the model in full, with the three land-access routes and what none of them is.
What is the 40% cap, and why does it matter first?
Foreign ownership across a whole project cannot exceed 40% of its floor area. If a building is already at the cap when your transfer reaches the registry, the CCT cannot issue in your name. Section 04 makes “confirm the headroom in writing before any reservation fee” the first checkpoint — a buyer-diligence step, not a country critique.
How do I get my money back out?Register the inbound funds with the BSP when the money goes in.
Section 07 is money in / money out. The key is registering the inbound funds with the BSP at the time the money goes in — that registration is what underpins an orderly repatriation later. The exit plan is built before the entry, not after.
Who wrote it, and is it legal advice?Independent research, legislation read first. Not AI. Not legal advice.
Is this AI-generated?
No. I read the legislation first: the Constitution, the Condominium Act, the amended lease law. Then I underwrote the listings. AI cannot stand at a Registry of Deeds.
Not in the Philippines yet?
The framework is region-agnostic. Section 08 covers Metro Manila, Cebu, Clark and Davao.
Is this legal advice?
No. Independent research only. Engage a licensed local lawyer and your accountant, and verify title at the Registry of Deeds, before any closing.
The Philippines Property Buyer's Playbook
8 sections. Every formula written out. The CCT and the 40% cap, the 5-step framework, the cost stack with the VAT swing, the legal traps, 3 walkouts, the yield math, the BSP money-out, and the region scout.
// Instant PDF · 7-Day Guarantee · USD price · + local tax (e.g. 10% AU GST)
// The research behind the Playbook — free
- Buying a condo in the Philippines as a foreigner — the full reality check
- The 40% foreign cap, explained
- The Anti-Dummy Law — why workaround structures fail
- The CCT — the title document that matters
- Philippines condo yield: gross vs net
- The 5-step due-diligence framework
- BGC, underwritten
- Makati, underwritten
- The free SE Asia Ownership Map (PDF)